DeWinter Group 401(k) Plan - Appendix

401k Plan

Plan Administrator

Ascensus

Phone:

866-809-8146

M-F 8am-8pm EST

Website:

www.ascensus.com

Contribution Types:

●        Pre-Tax

●        Roth

Match

No Match Employer Match

Enrollment:

Auto Enrolled

Eligibility:

●        You must attain age 21

●        You must complete 3 consecutive months (90 days) of service with DeWinter Group.

●        Your entry date for this contribution will be the first day of the month after you meet all the age and service requirments

Opt Out:

Must opt out prior to 90 days

Vesting:  

●        Less than 1 year of Service – 0% vested

●        1 Year of Service – 20% vested

●        2 Years of Service – 40% vested

●        3 Years of Service – 60% vested

●        4 Years of Service – 80% vested

●        5 Years of Service – 100% vested

●        6 Years of Service – 100% vested