DeWinter Group 401(k) Plan - Appendix

401k Plan

Plan Administrator

Ascensus

Phone:

866-809-8146

M-F 8am-8pm EST

Website:

www.ascensus.com

Contribution Types:

        Pre-Tax

        Roth

Match

No Match Employer Match

Enrollment:

Auto Enrolled

Eligibility:

        You must attain age 21

        You must complete 3 consecutive months (90 days) of service with DeWinter Group.

        Your entry date for this contribution will be the first day of the month after you meet all the age and service requirments

Opt Out:

Must opt out prior to 90 days

Vesting:  

        Less than 1 year of Service – 0% vested

        1 Year of Service – 20% vested

        2 Years of Service – 40% vested

        3 Years of Service – 60% vested

        4 Years of Service – 80% vested

        5 Years of Service – 100% vested

        6 Years of Service – 100% vested